Due to a learner drivers lack of experience, insurance companies will regard a provisional licence driver as "high risk" and more likely to have an accident. Combined, typically with a young drivers age and inexperience pricing has been historically high and quite often, when a driving test is passed premiums can rocket again.
Despite lessons and driving supervison any short term driving experience gained leading to the expectation that premiums will drop when a test is passed may not be the case. Many insurers will increase premiums for a Provisional licence holder who has passed their test, as a higher or similar risk is still presented.
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