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Expat driving in the UK Expat driving in the UK
Expat Car Insurance at the Cheapest Premiums

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Expat Car Insurance at the Cheapest Premiums

Expats driving in the UK

At City Insurance we offer quality, competitive and tailored car insurance premiums for expats returning to the UK. We realise for ex British citizens needing to arrange car insurance in the UK having lived abroad, this can be very challenging. But we are here to help!

We partner with a number of leading UK insurers, allowing us to find you the best quality policy at the lowest possible price. We can also accept foreign no claims bonus and international driving experience. Each quote will be tailor-made to meet your circumstances, so we can get you covered correctly at the best price.

Please call us to get a quote from our expat car insurance scheme. To speed things up you can complete our online quotation. Our system will produce a quote reference that you can use when you call us. This will help us capture your details and we can check many off line deals to get you the best price and cover.

Call our friendly team for a confidential quotation
0345 017 9795

If you are a British expat returning to the UK, car insurance will be just one thing on a big list of jobs (albeit an important one!) You will require something a bit different to a standard car insurance policy, which is where our specialist expat car insurance comes in.

We are here to help find you the very best price and cover available, doing the hard work for you. By accepting foreign no claims bonus and international driving experience, we can keep your costs low. Many other insurers in the UK won't recognise this. However, we think if you have kept a good driving record abroad, it is only fair you are rewarded for it.

We will assess your scenario and find you the best quality and most competitive expat cover, tailored to your needs. As well as supplying with a quality policy, you will have the peace of mind that we will always be here on the other end of the phone.

If you are a British Expat returning to the UK, please call 0345 017 9795.

Advice for expats returning to the UK

Q: Why do I need an expat motor policy instead of a normal one?

A: Specialised expat insurance policies are designed to meet the needs of unique expat requirements. The policies are tailored to provide cover and policy features that suit your individual circumstance when returning to the UK.


Q: What if I have earned No Claims Bonus on motor insurance overseas?

A: Some of our leading insurance partners will accept foreign NCD. Therefore you will not be penalised for your good driving record abroad. We may ask for proof of your NCD, please see below.


Q: How can I prove my foreign No Claims Bonus?

A: Evidence of your No Claims Bonus should:

  • Be readable or translated into English on official company headed paper
  • Have the main driver’s name listed
  • Show the vehicle details and date the policy expired
  • Confirm the number of years the NCD was built up over


Q: Can I drive using my UK drivers licence when I return?

A: This will depend on a number of factors, including how long you’ve been out of the UK. We suggest you run through the Government’s step-by-step guide to learn if you are required to exchange your licence. Click on to find out more or call one of our expat experts today.


Q: Is it possible to arrange temporary cover when I first arrive back in the UK?

A: A temporary car insurance policy could be a god option if you are looking for short term car insurance cover on your return to the UK. We partner with some of the UK’s leading short term insurance providers to provide the best temporary insurance quotes possible at the lowest possible rates. We can provide quality cover for a short period from 1 day up to 28 days. The policy can cover most drivers, even if you have some convictions on your licence or you only have a provisional licence. Click here to get arrange temporary cover now



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City Insurance Group
88-89 High St
SO23 9AP
Tel: 01962 844848


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City Insurance Group is a trading style of City Broking Ltd (No 7184645) Registered in England and Wales. Registered Office: 88/89 High Street, Winchester. SO23 9AP England. Authorised and Regulated by the Financial Conduct Authority (No 520574)