Luxury, Prestige and High Value Car Insurance

Not all mainstream Insurers will provide insurance cover for expensive, luxury or prestige cars. However, at City Insurance we have got together with some of our leading Insurer Partners to drive down the insurance cost for these types of cars. We have a range of carefully selected policies available to bring you the top quality cover you require, but at the best possible price.

If you drive a high-value car then only the best insurance will be sufficient, we are confident of finding you the most competitive quote in the market. Getting a no-obligation quote is quick and easy.

Monthly premiums also available (Subject to status).

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What is Luxury Car Insurance?

Our Luxury Car Insurance offers ultimate levels protection for high value vehicles. We will provide you with a tailor-made policy to match your personal requirements. So you will have peace of mind your pride and joy is fully covered and that you are also getting a great deal for your car insurance.

Common examples of manufacturers in this category we insure include; Bentley, Rolls-Royce, Mercedes, Porsche, Audi, BMW, Range Rover and Maserati. Whichever high value car you own, we strive to accommodate your needs.

We are here to find you the best policy to match your needs. So if you are not sure what type of Car Insurance you require, please contact us and talk to one of our specialist advisors.

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How does having a Luxury or High Value Car affect my premium?

When it comes to working out car insurance, premium calculation is largely based on risk. For example, if your luxury car is more desirable it could be a bigger target for thieves, therefore increasing risk. Likewise, if the worst happened and your car was involved in an accident then parts and repairs would likely be more expensive.

On the other hand, there are certain factors that could mitigate the risk. And at City Insurance, we take these factors into account and explore all of the possible avenues for lowering your premium. For example, your high value car is likely to have more advanced safety or security features, or it could be kept in a locked garage. Both of these examples would result in a decreased risk and better value premium.

Ultimately there are many factors which can impact your premium. The challenge is to find a comprehensive policy that will ensure your prized car is completely protected - but at the best price. That’s where we can help!

Other ways to reduce the cost of my premium?

Add an Immobiliser or Tracker – It is likely your car already comes with advanced security features and adding an immobiliser or tracker you could further drive down your quote.

Reduce Mileage – Simply by driving fewer miles you are lowering the risk potential for your insurer and your premium will reduce accordingly.

Increase Voluntary Excess – The higher excess you agree to pay, the lower your premium should become. On the other hand you will need to be prepared to pay more money in the event of a claim.