Landlords Commercial Property Insurance
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If you are a landlord of a Commercial property where some or all of the building is leased or let to tenants you will need to arrange a specialist Commercial Let Insurance policy designed specifically for your needs.
Commercial Let Package policies will make the process of arranging this essential cover fast and convenient, with Instant quotations available for all types of Property Owner and a wide range of occupying trades.
The Commercial Let Package policies include a full range of standard and optional policy benefits including 'All Risks' Property Damage, Loss of Rent, Glass, Property Owners Liability and Legal Expenses with the option to increase the standard limits or take out valuable optional extensions such as 'Day One' uplift inflation protection, Subsidence, Landlord's Contents, Contents of Communal Areas and Terrorism. A No Claims Bonus may also be available.
Cover typically available includes:
Buildings including any Outbuildings
Are usually covered against standard perils with an option to extend to include Accidental Damage
Glass Cover and Fixed Sanitary fittings
Included as standard upto the Buildings Sum Insured
Loss of Ground Rent
Included for a period of 2 years following a claim upto 20% of the Buildings Sum Insured
Trace and Access
Covers upto £25,000 for tracing and fixing the source of a leak of water or oil
Loss of Rent
Covers loss of rental income following a claim where the property is unfit for occupation. You will just need to select the amount of cover required and choose a suitable indemnity period of 12, 24 or 36 months duration.
Property Owners Liability
Provides indemnity against claims made against you for property damage or injury to the public caused as a result of any negligence by you in your capacity as property owner.
'Day One' uplift
Most policies include inflation protection in the form of index linking where your sums insured are adjusted annually on the renewal date, however 'Day One' uplift is an option that provides an additional cushion in case the cost of rebuilding your property suddenly increases during the policy period leaving you underinsured in the event of a claim. You can select the amount of uplift required when obtaining a quotation.
Get a quote online and save time & money or if you prefer you can always speak with one of our friendly and experienced advisors on 0333 0151507.
We will compare a panel of insurers to find you cheaper business insurance with quality cover.