Performance Car Insurance

At City Insurance we don’t think you should be unfairly penalised for having a nice car and can provide you with tailor-made cover to suit your needs. We have a range of schemes specially negotiated with leading Insurers to get you the best performance car insurance quote. Our close partnerships with these leading providers enable us to provide the best quality cover on the market, but at the most competitive prices.

Our Performance Car Insurance will give you peace of mind that your prized possession is properly protected and also at a fair price.

If you are not sure which type of policy you need then our specialist motor advisers are here to help. All cars are split out into 50 separate car insurance groups – therefore it is important to match the correct cover.

By tailoring your cover to match your personal requirements, we are sure we can find you a great deal!

Prefer to talk to someone? ? Call our friendly team for a confidential quotation
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What is Performance Car Insurance?

A performance car could be classed as any car with a fast, powerful engine. This of course includes luxury sports cars such as a Ferrari, Porsche, Jaguar or an Aston Martin. However many other cars can also be included in this performance or luxury car category as a result of having a powerful engine. Common examples we insure include the Audi RS, Ford Focus RS, VW Golf GTI and Mini John Cooper Works.

The wide-ranging performance category can also include prestige models, kit cars, super cars and imported motors. In addition the category can include standard cars that have been ‘upgraded’ to produce a more powerful performance. For example where a larger engine has been added or the fuel system has been modified or enhanced.

We are here to find you the best policy to match your requirements. So if you are still not sure what type of Car Insurance you require, please contact us and talk to one of our specialist advisors.

0345 017 9795

How does having a Performance Car affect my premium?

When it comes to working out car insurance, premium calculation will be largely based on risk. For example, if your car is more desirable it could be more likely to be stolen therefore increasing the risk. Likewise, if the worst happened and your car was involved in an accident then repairs would likely be more expensive. On the other hand, there are certain factors that could mitigate the risk. For example your performance car could have more advanced safety features – in turn lowering the premium.

Ultimately there are many factors which can impact your premium. The challenge is to find a comprehensive policy that will ensure your car is adequately protected - at the best price. That’s where we can help!

How to reduce the cost of my premium?

Add an Immobiliser or Tracker – Some insurers refuse to insure high performance cars unless they have the necessary security features. It could also act as a good deterrent against car theft.

Reduce Mileage – Simply by driving fewer miles you are lowering the risk potential for your insurer.

Increase Voluntary Excess – The higher excess you agree to pay, the lower your premium should become. On the other hand you will need to be prepared to pay more money in the event of a claim.