Over 50's Car Insurance

At City Insurance we have negotiated special low rates on car insurance schemes for over 50's.

We think you should be rewarded for your experience behind the wheel and benefit from a cheaper premium - without sacrificing the highest levels of cover.

We provide hassle free and affordable insurance. Thanks to our partnerships with the leading insurers in the UK, we can drive down the cost of insuring your car. We have a range of carefully selected policies available to bring you the top quality cover you require, but at the best possible price.

We are confident we can find you a great deal and have no upper-age limit. Monthly payment options are also available.

Our guide further down this page explains how your premium is calculated, and also a few tips on how to reduce it even further.

Getting a no-obligation quote is quick and simple. And our friendly advisors are always ready to help whenever you need assistance.

Prefer to talk to someone or need advice? We are here to help:
0345 017 9795

How to reduce your premium

As an experienced driver, we can already use this to our advantage to find you a cheaper premium. Here are some further tips to help reduce it further still.

Add an Immobiliser or Tracker – Adding an immobiliser, alarm or tracker is a good deterrent to thieves. It will also help drive down your quote.

Reduce Mileage – Simply by driving fewer miles you are lowering the risk potential for your insurer and your premium will reduce accordingly.

Increase Voluntary Excess – The higher excess you agree to pay, the lower your premium should become. On the other hand you will need to be prepared to pay more money in the event of a claim.

Secure Vehicle Parking Access – If you keep your car in a secure or locked garage, this again reduces the risk potential and can result in lowering your premium.

Pay Upfront – Paying for you insurance in one go will be cheaper than paying monthly. However we appreciate this is not always the easiest option - and whatever you decide, you will still have peace of mind you are getting a great rate. Our quote page will make this clear for you to easily choose which option your prefer.

How is my premium calculated?

When it comes to working out car insurance, premium calculation is largely based on risk. For example, we have already mentioned that as a more experienced driver, this will lower your risk, and in turn help us find you a cheaper premium.

On the other hand, if your car is more particularly expensive and desirable, it could be a bigger target for thieves, therefore increasing risk. Likewise, if the worst happened and your car was involved in an accident then parts and repairs would likely be more expensive because they could be more expensive to source.

There are certain other factors that could mitigate the risk. And at City Insurance, we take these factors into account and explore all of the possible avenues for lowering your premium. For example, you could only drive a low milage in your car, or it could be kept for long periods in a locked garage. Both of these examples would result in a decreased risk and better value premium.

Ultimately there are many factors which can impact your premium. The challenge is to find a comprehensive policy that will ensure your prized car is completely protected - but at the best price. That’s where we can help!

Thanks to our specially negotiated rates for over 50's, we can provide you with the highest levels of cover but at a fair cost.

Get a no-obligation quote now.