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Car Insurance - It's Not Good to Talk

Car insurance is not only a necessity but it also gives you the peace of mind that if an accident befalls you whilst driving, you are covered. It's important to realise that car insurance is a two street, however, and you should ensure that you drive safely.

According to a report on This is Money, many motorists face heightened car insurance premiums for being caught using the mobile phones whilst driving. This is, of course, not only against the law but also highly dangerous because the use of mobile phones has proven to be one of the most distracting things a person can do whilst operating a vehicle. Many car insurance companies will have to increase the premiums on the policies of those who have been caught in such a scenario. By speaking to car insurance specialists, you can get a grasp of the ins and outs of their car insurance policies to ensure that it offers all of the features that you require for the coverage of your car. Most motorists, however, will admit that car insurance firms are well within their rights to increase the premiums of drivers who use their mobile phones whilst driving, particularly if they are serial offenders, because research has clearly revealed that those who drive whilst on the phone or texting are significantly more likely to be involved in a car accident.

Car Insurance - A Serious Offence

It is clearly apparent that taking on unsafe drivers is something that car insurance firms shouldn't have to accommodate at the same level as those drivers who have proved themselves to be careful and competent drivers. According to the report on This is Money, many of the UK's biggest car insurance firms are contemplating increasing car insurance premiums by as much as 30% for those who are caught using their mobiles whilst driving. By speaking to specialist car insurance providers, however, many motorists have discovered them more willing to listen to individual circumstances and thousands of motorists have managed to secure themselves a car insurance deal that is more favourable than they would have achieved from many of the big car insurance names on the high street.

Car Insurance - Knowing the Risk

Most drivers will admit to have used their mobile phones whilst driving at some point but it really is an issue that needs to be addressed and this is objective that car insurance firms are hoping to achieve by discouraging car users to talk on mobile phones by increasing the car insurance premiums for those caught doing so. Speaking to This is Money, Ian Crowder of the AA states, Drivers who use their phones are a big risk in terms of their lack of awareness, concentration on surroundings and failure to control the car properly.

Looking for Home Insurance? Speak to City Insurance Group

City Insurance Group are one of the UK's leading suppliers of car insurance, home insurance and business insurance. City Insurance Group are an established company which have been offering insurance policies since the 1980's and boast thousands of satisfied customers who are delighted with the low premiums that are on offer. City Insurance Group provide their customers with a first rate service and offer knowledgeable and professional staff ready to offer advice on the car insurance, home insurance and business insurance policies that they have available. To find out more about the insurance policies on offer from City Insurance Group, just call 0800 0121 014 or email

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City Insurance Group is a trading style of City Broking Ltd (No 7184645) Registered in England and Wales. Registered Office: 88/89 High Street, Winchester. SO23 9AP England. Authorised and Regulated by the Financial Conduct Authority (No 520574)